Annual Report

With 2025 marking the second year of our four-year business plan, we have focused on maintaining momentum while continuing to evolve how we operate and compete.

The macro trends we identified in 2024 of geopolitical uncertainty, market volatility, technological acceleration and intensified competition amongst international finance centres (IFCs) have not only persisted, but intensified.

In response, we have been deliberate in balancing our business plan with an innovative and adaptive mindset. This plan is underpinned by a clear sense of purpose centred around Jersey’s core strengths of stability, certainty and expertise. This proved to be critical in delivering on our growth ambitions.

That balance has delivered positive results, as the headline figures for Jersey’s finance industry in 2025 show.

The total value of bank deposits in Jersey increased by 17% year-on-year to December 2025. Regulated funds business also rose in value by 2% (over the latest available annual reporting period to June 2025). More families and private investors migrated their structures and operations to Jersey. Finally, corporate activity remained strong, with the highest number of live corporate entities ever being recorded on the register.

Jersey’s strong regulatory framework continues to underpin that success, reinforcing our reputation as a jurisdiction that places a high value on standards, compliance and good governance.

Our success is also driven by an understanding that investor needs are evolving. They demand more: streamlined access to solutions; a seamless blend of digital and personal service; speed to market; flexibility and choice.

We have responded by placing progress and innovation at the centre of our approach in 2025, playing a key role in ensuring Jersey remains a resilient, progressive, competitive and easy jurisdiction in which to do business.

The breadth of activity outlined in this report demonstrates how that focus is being delivered in practice, and the achievements that have followed—not only for our industry, but for Jersey’s wider economy and community.

The long-standing partnership between industry, regulator and Government of Jersey has been vital in informing our industry’s direction in recent years. This partnership has been reinforced through our contribution to the Government’s Financial Services Competitiveness Programme, which is further outlined in this report.

I am confident in the direction we are taking and I am pleased to endorse the 2025 Jersey Finance Annual Report.

In 2025, Jersey Finance has played a central role in supporting the continued strength and competitiveness of Jersey as investors, asset managers, businesses and governments continue to choose Jersey as their jurisdictional partner of choice. That is no mean feat in an increasingly complex and competitive environment.

Against that backdrop, we have supported growth across funds, banking, corporate, private wealth and family office sectors by clearly articulating and promoting Jersey’s core proposition of stability, tax neutrality and high-quality regulation.

Crucially, we have not stood still.

Evolving our proposition and retaining our leading position has been a clear priority. The Jersey Finance team has played a key role in strengthening Jersey’s reputation as a leading centre for financial services innovation. Nowhere has this been clearer than through the progress we continued to make in fintech, digital assets and sustainable finance; areas that are transforming our ecosystem and are fundamental to our future growth as an IFC.

Our participation in the newly launched Jersey AI Council, for instance, as well as our first ever FINx event and a highly successful week-long Sustainable Finance Summit, served to reflect our emphasis both on digital innovation and our ambitions to champion leadership in driving capital flows to support sustainable development goals.

Meanwhile, the complexities of wealth mobility, shifting investor behaviours, NextGen influence, regulatory arbitrage and geopolitics have required us to continually refine and strengthen our international strategy.

In the US, for example, we have expanded not only our visibility but also our proposition, evolving from a primarily funds-focused approach to one that more fully reflects Jersey’s strengths across private wealth and corporate services. At the same time, we have continued to build our presence in the Middle East and Africa, as well as further developing our strategies across Asia, with a particular emphasis on expanding in South-East Asia.

Alongside this, we have strategically leveraged the UK’s position as a global hub, working closely with advisers and intermediaries in London who connect capital and clients into our key markets, including the US, Asia, Africa and across the Gulf region. Our ongoing participation in the World Alliance of International Finance Centres and with TheCityUK reflects our commitment to meaningful cross-border collaboration and maintaining Jersey’s position in the global conversation.

Looking to the decades ahead, our ambitious Vision2050 initiative continues to set the direction for Jersey, both articulating and actively shaping the role our industry will play in driving the Island’s future prosperity. It ensures we not only keep pace with a complex global landscape but stay ahead by evolving our product range, differentiating our platform, strengthening the partnership between industry and the Island, and building a resilient, highly skilled workforce.

In tandem, we contributed significantly to the Government of Jersey’s Competitiveness Programme. This represents an important step in shaping the future direction of our industry and provides a framework to support Jersey’s continued success as an IFC.

Jersey’s foundations of stability, experience and service quality remain strong. Through the work of the Jersey Finance team, both in Jersey and across our global network, we continue to drive innovation and promote Jersey internationally, ensuring the Island remains competitive and well positioned for the future.

It is with pleasure that I approve our 2025 Annual Report.

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