4G Capital Crowned ‘Best Fintech’ at African Banker Awards 2025

4G Capital, a leading fintech headquartered in Jersey that is using technology to drive financial inclusion through its significant presence in East Africa’s vibrant financial ecosystem has been crowned ‘Best Fintech’ at the prestigious African Banker Awards 2025.

This remarkable achievement, announced at a ceremony in Abidjan, Côte d’Ivoire, underscores 4G Capital’s pioneering spirit and its profound impact on financial inclusion across East Africa. The annual African Banker Awards, held alongside the African Development Bank Annual Meetings, are a beacon of excellence, celebrating institutions and leaders who are driving transformative change in the continent’s financial landscape. 4G Capital’s win in the highly competitive ‘Best Fintech’ category is a testament to its innovative approach, leveraging technology to deliver crucial financial services and foster economic growth, particularly for micro, small and medium-sized enterprises (MSMEs).

Headquartered in Jersey with extensive operations in Kenya and Uganda, 4G Capital exemplifies the global reach and impact of firms rooted in Jersey’s jurisdiction. Our success and impact on the African stage, particularly in East Africa, highlights Jersey’s role as a strategic hub for fintech innovation and a platform for businesses committed to making a tangible difference in emerging markets.

Since inception, 4G Capital’s ‘touch-tech’ approach has integrated technology, customer-centricity, and sustainability to create lasting impact to small businesses, communities and the economy. By leveraging mobile money, proprietary fintech systems, and data-led algorithmic underwriting alongside personalised customer training, it effectively bridges the financial gap in the informal sector, driving meaningful change.

Our Impact: More Than Just Loans

4G Capital believes in empowering entrepreneurs, not just lending them money. Its model combines cutting-edge machine learning technology with mobile money solutions and a vast network of dedicated agents. This facilitates provision of tailored working capital loans and, crucially, essential business training.

The results speak for themselves, as so far, 4G Capital has:

• Since 2013, 5.5 million loans, valued at $620 million disbursed to more than 600,000 customers
• Bridged the rural-urban divide, with 81% of customers located in rural areas. This highlights dedication to reaching the furthest corners where financial services are most needed.
• A significant 72% of customers being female, a clear reflection of focus on empowering women entrepreneurs who are often the backbone of their communities.

A remarkable 94% of customers report increased financial literacy, a testament to the value of our business training.

A Vision for Financial Inclusion

Receiving the award, 4G Capital’s Chairman and Founder, Wayne Hennessy-Barrett,  expressed gratitude: “This recognition is a testament to the hard work and dedication of our entire team, and it validates our mission to unlock the potential of Africa’s informal economy through innovative, accessible, and responsible financial solutions. We remain committed to driving financial inclusion and empowering entrepreneurs across the continent.”

He added: “This ‘Best Fintech’ award from the African Banker Awards endorses our model and inspires us to continue. We extend our sincere thanks to African Banker magazine, IC Events, and the African Development Bank for the recognition.  We are also incredibly grateful to our dedicated shareholders and investors for their unwavering support and belief in our vision, to our invaluable partners who enable us to extend our reach, and most importantly, to our phenomenal employees whose hard work and passion make all of this possible. We are proud to be at the forefront of Africa’s burgeoning fintech landscape, leveraging technology and human connection to create sustainable economic growth and opportunity for all”