Credit Client Fulfilment, Senior Associate

What is the opportunity?

You’ll join the Credit Client Fulfilment team as a key player in delivering credit products and solutions across the UK and Channel Islands. This role puts you at the heart of client relationships—managing transactions from approval through to completion, ensuring we maintain both strong risk controls and exceptional client experiences.

It’s a permanent, full-time position based at our London or Jersey offices with 4 days on-site. You’ll have the flexibility to work in an environment where relationship-building and problem-solving are genuinely valued.

What will you do?

• Prepare, review and issue credit documentation for transactions, ensuring we stay compliant with our policies and procedures
• Manage transactions to successful completion and drawdown, coordinating across internal and external teams to meet all requirements
• Keep a close eye on collateral and credit limits daily, flagging any issues or excess exposures promptly
• Set up new credit facilities in our systems, keeping credit information accurate and up to date across all databases
• Approve loan drawdowns and collateral releases, including managing funding, disbursement and repayment across UK and Channel Islands operations
• Support senior team members in managing risk for complex, cross-border structures, working with external legal advisors when needed
• Spot opportunities to improve how we work and help roll out automation and streamlining projects
• Support compliance and audit requests by collaborating efficiently on data gathering

What do you need to succeed?

Must-have

• Solid background in credit administration and loan documentation within private or commercial banking
• Strong grasp of control requirements and how to balance these with getting things done efficiently
• Great interpersonal, investigative, and problem-solving skills
• Ability to work independently without constant direction
• A commercial mindset, genuine client focus, and excellent written and spoken English
• Meticulous attention to detail with consistently accurate work

Nice-to-have

• Degree in Banking & Finance, Business, Accounting, or similar qualification
• Background in risk management or credit underwriting
• Familiarity with Wealth Management credit business
• Knowledge of digital transformation and automation in banking

What’s in it for you?

We thrive on the challenge to be our best – progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Programme including bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Opportunities to work with the best in the field
• Work in a dynamic, collaborative, progressive, and high-performing team
• Scheduled Weekly Hours – London 35 / Jersey 36.25

Agency Notice

RBC Group does not accept agency resumés. Please do not forward resumés to our employees, nor any other company location. RBC Group only pay fees to agencies where they have entered into a prior agreement to do so and in any event do not pay fees related to unsolicited resumés. Please contact the Recruitment function for additional details.

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